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And it said there was more uncertainty about global trade – a likely reference to the protectionist stance of US President Donald Trump.
The committee warned there could be economic disruption as Britain quits the EU, particularly for the bloc itself if its businesses were cut off from the City.
Chief economist Andy Haldane had warned of the problem as far back as November 2015, saying that consumer debt was 'picking up at a rate of knots' and needed looking at 'fairly carefully'.
The Bank took a very different attitude to debt seven years ago, when then-deputy governor Sir Charlie Bean argued Britons should be 'not saving more, but spending more'.
As panic gripped the markets in the days after the vote, he gave lenders a £150billion boost by slashing the Countercyclical Capital Buffer, which is extra money banks have to set aside in good times to guard against bad ones.
The FPC said yesterday that this cut might be reversed in June.
But they charge a hefty interest rate of 18.9 per cent after that – and campaigners have warned this long period of guilt-free shopping only encourages buyers to spend even further beyond their means.
The service will be billed to you by your telecoms provider and will appear on your normal bill as a simple call to a 09 number.Providers seek to hook customers in with a long-term period where no interest is payable on the debts they rack up.The longest deals currently on the market, from the AA and Halifax, offer up to 30 months of interest-free spending.These customers typically take decades to pay off their debt, meaning the profits for banks are huge – and discouraging them from acting to address the problem.The Bank's intervention was welcomed by campaigners but there were questions over why it had taken so long to act.
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You only pay for what you use, the length of call is up to you, there is no set time limit and calls can be as long or as short as you like.